Terms & Conditions

Last updated: July 2026

These Terms & Conditions ("Terms") govern your use of the TribalLoans website and loan-request form (the "Service"). By submitting a request through this Service, you agree to these Terms in full. If you do not agree, please do not use the Service.

1. Nature of the Service

TribalLoans is a lead-generation and loan-connection service. TribalLoans is not a lender, does not make credit decisions, and does not fund loans directly. When you submit a request through our form, your information may be forwarded to one or more third-party lenders, lending partners, or loan-matching networks ("Lenders") who may contact you with a loan offer.

2. No Guarantee of Approval or Offer

Submitting a request does not guarantee that you will be matched with a Lender, receive a loan offer, or be approved for any loan. Approval, loan amount, interest rate, APR, fees, and repayment terms are determined solely by the individual Lender, based on their own underwriting criteria, and may vary by state of residence.

3. Eligibility

4. How Your Information Is Used and Shared

By submitting the form, you consent to TribalLoans collecting your personal, financial, employment, and banking information and sharing it with Lenders and lending partners in our network for the purpose of obtaining a loan offer on your behalf. This may include your name, contact details, date of birth, Social Security number, driver's license number, employment and income information, and bank account details. See our Privacy Policy for full details on data handling.

5. Marketing Communications

If you opt in on the form, you consent to receive marketing communications by email and/or SMS from TribalLoans and its partners. You may withdraw this consent at any time by following the unsubscribe instructions in any message you receive, or by contacting us directly. Message and data rates may apply.

6. Compensation Disclosure

TribalLoans may receive compensation from Lenders or lending partners for successfully connecting a consumer to them. This compensation does not affect the accuracy of the information presented on this Service, but it may influence which Lenders your request is routed to.

7. No Financial or Legal Advice

Nothing on this Service constitutes financial, legal, or credit-counseling advice. You are solely responsible for reviewing and understanding the terms of any loan offer — including APR, fees, and repayment schedule — before accepting it. We strongly encourage you to read your Lender's loan agreement in full before signing.

8. Tribal Lending Disclosure

Some Lenders in our network may operate under tribal sovereign law rather than individual state lending regulations. Loan terms, interest rates, and consumer protections applicable to tribal loans can differ from state-licensed lenders. Review your Lender's specific terms, including their tribal affiliation and applicable law, before accepting any offer.

9. Limitation of Liability

TribalLoans is not responsible for the actions, omissions, representations, warranties, breaches, or negligence of any Lender, and shall have no liability to you or anyone else for any loan, product, or service provided by a Lender. To the fullest extent permitted by law, TribalLoans disclaims all liability arising from your use of this Service or any transaction with a Lender.

10. No Fees for This Service

TribalLoans does not charge you a fee to submit a request. Any fees, interest, or charges associated with a loan are set solely by the Lender you are matched with and will be disclosed to you by that Lender before you accept an offer.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the United States and the state in which TribalLoans operates, without regard to conflict-of-law principles, except where superseded by applicable tribal or federal law governing a specific Lender's loan product.

13. Contact Us

If you have questions about these Terms, please contact us through the contact details listed on our website.